First Time Homebuyer Mistakes
Buying your first home is an exciting milestone, but it can also be a daunting process filled with potential pitfalls. From underestimating hidden costs to rushing into decisions, first-time homebuyers often encounter challenges that could have been avoided with proper preparation and guidance. Let’s discuss some of the most common first-time homebuyer mistakes and provide […]
The Importance of Getting Fully Approved for a Mortgage
In the world of real estate, securing a mortgage is a crucial step towards homeownership. However, not all mortgage approvals are created equal. There are three distinct levels of approval from a lender: pre-qualification, pre-approval, and fully approved. In this blog post, we’ll explore why getting fully approved for a mortgage is not just a […]
How To Overcome High Rates As A Homebuyer
Are high rates keeping you from buying? So many buyers are afraid to buy a home right now because the rates are higher than they were during Covid times. I get it… the rates aren’t the low 3s that they once were (or even the 2s if you were lucky enough). But there are ways […]
Interest Rates Are Up, But Is Renting Still King? Why Homeownership Prevails!
In a financial landscape where interest rates are on the rise, the decision to rent or own a home becomes a pivotal choice for individuals and families alike. But is renting still king? While increasing interest rates might seem like a deterrent, delving deeper reveals that homeownership possesses inherent advantages that outweigh the transient allure […]
7 Steps to a Seamless Move
While moving is never simple, these 7 steps serve as an action plan to get you started. 1. Gather Information: If you’re unfamiliar with your new area, start by doing some research. * Look for data on housing prices, demographics, school rankings and crime statistics.* Map out major interstates and public transit routes.* Check out local newspapers, […]
Back-up offer? I can do that?
(I get a lot of questions about this topic, and there is a lot to explain! So grab a cup of tea or whatever you like, take a comfy seat and dive in… this is a long one!) It’s always a blow to a buyer when a house that they love went under contract and […]
Appraisals And How They Affect Negotiations
Ah appraisals… the one piece of the real estate puzzle that buyers, sellers, agents and lenders truly have no control over. Not having control can be scary and frustrating. So what is an appraisal and how does it affect the buying process? If you are obtaining a loan for your new home purchase, there is […]
Mortgage Terms – What Do They Mean?
If you’re head starts spinning and you feel a little inept when you’re presented with a bunch of mortgage terms… well, you’re not the only one, my friends. Whether you’re a first time homebuyer or it’s been a while since you’ve been in the real estate market, it’s good to have a cheat sheet to […]
Step by Step Guide To Home Ownership
First time homebuyers may get overwhelmed thinking about the home buying process… and that is understandable since this is likely the largest monetary transaction that will ever take place in their life. So in order to take some of the jitters out of the process, I wanted to provide you with a simple step by […]
Benefits Of A Buyers Agent
As your buyers’ agent, I will protect and promote your best interest and offer you the following services: Explain the entire home buying process to you Protect your confidential information and best interest at all times Show all properties – not just Fonville Morisey’s listings Provide access to new listings as soon as they come […]
