For many homebuyers, moving to Cary means stepping into a community with beautiful homes, well-maintained amenities, and an unbeatable quality of life. But often, these perks come with a price tag: homeowners association (HOA) fees. If you’re wondering whether HOA fees are worth it, especially with rising costs in today’s market, you’re not alone. Let’s break down what you’re really paying for and how to decide if it’s the right choice for you.
What Do HOA Fees Cover in Cary?
In Cary, HOA fees aren’t just about covering the basics—they’re an investment in the lifestyle and community. Many HOAs in the area fund amenities like pools, fitness centers, walking trails, and playgrounds, which are especially popular in neighborhoods like Preston, Amberly, and Carpenter Village.
These fees often include services like landscaping, trash collection, and exterior maintenance, saving you time and effort. In some cases, HOAs even organize events and activities that foster a sense of community, making it easy to connect with your neighbors. Before writing off a home because of HOA fees, consider what you’re getting in return.
Are Rising HOA Fees a Dealbreaker?
It’s true—HOA fees in Cary have been climbing in recent years. With inflation, higher maintenance costs, and community upgrades, many associations have had to raise their dues. For some buyers, this can feel like a financial stretch.
However, it’s important to look at the bigger picture. If you value living in a neighborhood with top-notch amenities, pristine curb appeal, and services that reduce your day-to-day responsibilities, HOA fees may be worth it. Plus, well-managed communities with higher fees often retain their property values better over time—a key consideration for buyers thinking long-term.
How to Decide If HOA Fees Are Right for You
When touring homes in Cary, take a close look at the HOA benefits and costs. Ask for a breakdown of what the fees cover and whether there are plans for increases in the near future.
It’s also smart to consider your lifestyle. Are you someone who’ll use the pool or clubhouse regularly? Do you value not having to mow your lawn or repair your home’s exterior? If so, the convenience and perks may outweigh the monthly dues. On the other hand, if you’re looking for a simpler setup with fewer costs, there are plenty of neighborhoods in Cary without HOAs—or with minimal fees.
Find Your Perfect Cary Home With Nina Gervase
Navigating the world of HOA fees and finding the right home can feel overwhelming, but you don’t have to do it alone. Whether you’re looking for a community with all the bells and whistles or a quiet neighborhood with no monthly dues, Nina Gervase can help you find your dream home in Cary.